Home Owners

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Get Guam's most comprehensive, value driven policy to protect and secure your investment against damages due to:

  • Acts Of Nature:
    • Fire and Lightning
    • Smoke
    • Earthquakes
    • Typhoons
  • Events:
    • Damage from Aircraft
    • Damage from Vehicles
    • Explosion
    • Falling Objects
  • Crimes:
    • Riots or Civil commotion
    • Vandalism
    • Malicious mischief
    • Burglary
  • Accidents:
    • Sudden tearing or bulging of heating or cooling systems
    • Accidental discharge from plumbing or visater overflow

What other benefits are induded in a Homeowner policy?

Personal Liability

Protection from possible legal suits arising from persons being injured through your negligent acts on or off your premises. Standard limits are at $20,000 but you may increase this limit to as much as $100,000.

Medical Payments to Others

This coverage pays for medical expenses for someone who is accidentally injured on your property or accidentally injured by you or relatives who live with you. Limits for this coverage are at $500 for each person and $1,000 for each occurrence.

Temporary Living Expenses

Calvo's will pay up to 5% of the sum insured on the dwelling to compensate for your cost of living allowance if you are unable to live in your home due to all peril insured against.

Debris Removal

Covers reasonable expenses to remove damaged property following a covered loss.

Removal / Relocation of Personal Property

This benefit covers reasonable expenses if you need to move your personal property to another location. following a covered loss.

Temporary Repairs

Calvo's covers the cost of temporary repairs incurred to protect your property from further damages.